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Specialist Not for Profit CCJ Removal Advice Bureau Service

Thank you for contacting CCJ Removal Services

Our team will call you back from 0161 711 1300 as soon as we have reviewed your information.

CCJ REMOVAL SERVICES LTD – KEY BENEFITS

If you would you like us to prioritise your enquiry, click the link below and enter the CCJ details:  https://ccjremovalservices.com/ccj-full-application-form/

Frequently Asked Questions

This is a Judgment that a County Court Judge makes when someone has failed to pay money they owe to another party. The process starts by the claimant making a claim to the court and the court will then send you, the defendant, the claim and ask for you to either, admit that you owe the money and pay the claim in full, admit to part or some of the claim or defend the claim if you think that you do not owe the money at all. Whatever you decide to do – you must respond in 14 days.

If you agree that you owe the money even once a Judgment is made if you pay the debt within 30 days then there is no record of the action that has been taken recorded on your credit file and you will not have get a CCJ.

If you don’t reply to the court papers in the 14 days allowed, or don’t receive them, and such cannot reply, then a Judgment will be issued against you. If you have a CCJ registered against you and don’t pay an order can be made to take money out of your wages, A charge can be put on your property, your bank accounts can be frozen and bailiffs can be sent to your home to collect the money or goods to the value of the claim and the extra costs, charges and default interest.

A CCJ is also put on your credit file for six years warning banks and financial institutions that you have a history of debt. If you have an unpaid CCJ it will be virtually impossible for you to get a Mortgage, Credit Card, Car Finance or a Loan, especially from a high street provider and you would be forced to use a more “subprime” lender and even if this is available it will cost you much, much more for any credit that you obtain.

When someone makes a County Court Claim against you, you will be sent a Claim Form which explains how much the person is claiming and why they are taking the action, this is called “Particulars of Claim”.

You must respond the court papers in 14 days as if you do not then the court will issue a “Default Judgment” as essentially the court will believe the claimant without hearing your side of the issue.

There many cases, where you have discovered that you have a CCJ and did not receive the original paperwork and a Default Judgment has been made where you can make an application to the court to set-aside the judgement. This doesn’t mean that the matter is closed, it simply means that the claimant has to start the process again, should they wish to.

The way to find out if you have a CCJ is to check your credit file, there are a number of services available online to check this such as Equifax, Experian, or Noddle. This is the first step to checking what is registered against you and we would need to see this in order to help you.

Once you discover that you have a CCJ you need to act promptly. You can apply to the court to have a CCJ set-aside and the Court Fee is £275. This is the correct process if the CCJ was entered onto your credit file incorrectly, for example that you did never owed the money and you can prove it. Other reasons may be that the papers were sent to an old address and you never had the chance to defend, pay, or deal with the claim.

Remember that if a CCJ is set-aside due to failure of service in that you did not receive the papers from court and if you are successful the court will automatically remove the CCJ. However, that might not be the end of the problem as the person who made the claim may wish to re-issue proceedings to recover the debt, so you need to either have a defence to the claim or be prepared to pay the original debt in order for the matter to be concluded once and for all.

You must respond the court papers in 14 days as if you do not then the court will issue a “Default Judgment” as essentially the court will believe the claimant without hearing your side of the issue.

There many cases, where you have discovered that you have a CCJ and did not receive the original paperwork and a Default Judgment has been made where you can make an application to the court to set-aside the judgment. This doesn’t mean that the matter is closed, it simply means that the claimant has to start the process again, should they wish to.

The way to find out if you have a CCJ is to check your credit file, there are a number of services available online to check this such as Equifax, Experian, or Noddle. This is the first step to checking what is registered against you and we would need to see this in order to help you.

Of course. You can view our Terms and Conditions by following THIS LINK (the page will open in a new tab on your browser).

Our Head Office is based in Altrincham in South Manchester, with Manchester Airport and junction 19 of the M6 10 minutes away. The CCJ Removal Services Team offer a national service and as a team we have over 30 years’ experience in dealing with court procedure.

Have you discovered that you have a CCJ you knew nothing about? Did you not receive the court papers? Were they sent to an old or wrong address? If so we can help, Call the team now for a free review of your case on 0161 711 1300  and get your CCJ Removed.

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Read Our Reviews

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CCJ removal and fine resolutuion

June 12, 2024

I unknowingly had a CCJ issued and only found out as a result of an insurance claim. CCJ removal services helped to have the CCJ removed and managed communication with the other party to settle the money owed. Everything was explained clearly and they followed up continually until the CCJ was removed from my record.

Thank you Mylah

June 12, 2024

So pleased with the service! Mylah was great, so helpful and efficient!

My CCJ has been removed and I couldn’t be happier

Excellent customer service

June 12, 2024

Easy to contact and good at guiding through the process step by step.

Exceptional Good Service

June 12, 2024

I am extremely pleased with the exceptional service provided by Emma throughout my recent legal matter. Your professionalism, attention to detail, and commitment to achieving the best possible outcome were evident at every stage.

1. **Expertise and Knowledge:**

-Emma demonstrated a deep understanding of the legal complexities involved in our case, providing clear and insightful advice that greatly assisted me in making informed decisions.

2. – Communication was timely and effective. I was kept well-informed of all developments, and any queries i had were promptly addressed. The ability to explain complex legal issues in a straightforward manner was particularly appreciated.

3.-The responsiveness of Emma was outstanding. Whether through phone calls, emails, I always felt supported and confident that my case was receiving the attention it required.

4.-The thoroughness with which the case was handled was impressive. Every document was meticulously prepared and reviewed, and potential issues were identified and managed proactively.

5. -I felt that my best interests was always the priority. The solicitor showed genuine concern for my situation and worked diligently to secure a favorable outcome.

6.- The successful resolution of my case is a testament to the skill and dedication of Emma and your team. I am very satisfied with the outcome and believe it reflects the high quality of your work.

Thank you for your exceptional service and dedication. Your expertise and support have been invaluable, and I would not hesitate to recommend your services to others. I look forward to working with you again in the future should the need arise.

Would recommend

June 12, 2024

Mylah Lavasani was diligent and competent throughout, ask for her if you need CCJ services !

Positive experience with everyone at CCJ though, recommend

Successfully set aside

June 12, 2024

Nick was absolutely fantastic whenever I had any queries he would respond as soon as possible via email/phone call. The courts were slow however I felt reassured it was being chased until I finally got an outcome. Really great service, would highly recommend.

Removal of CCJ

June 6, 2024

the whole process from start to finish was great! the correspondence from the team was good and they always got back to me very promptly with any issues or questions I had.

they guided me through the process and gave me all the information I would need. even going to the court house for the first time, they told me everything I needed to do and bring and what to say. Liane Ayre was especially great and helpful. On overall great service from start to finish.

Removal of CCJ

June 6, 2024

They have been excellent in their support and handling the case, the exactly new what they were doing and helped me all the way through. The paper work and communication were clear and from the start they were quite confident that since my case was genuine I should be not worried about the CCJ and it should be set aside. Olivia was always available to clarify any query and extremely patient to bear with me 🙂 I will definitely recommend them to my friends and colleagues.

Thanks Negin

May 31, 2024

Like many of you I have come scrolling on this website to gain some reassurance that these services can help with my CCJ case. I am happy to say they absolutely can. I would like to thank Negin especially who was assigned to my case. I am now able to remortgage my house with the credit rating I deserved.

The best in the Industry

May 30, 2024

CCJ Removal Services are simply the best in the industry. They were able to help on the very same day I contacted them and within a few weeks, my record in now clear again. I will always remain grateful to them and their services. Thank You guys.

N244 Application Form

Please complete this form to download the Free N244 Application Form BUT we strongly advise you to call us so we can assess your case and ensure you have the legal grounds to ask the court to remove the judgment from your name.