CCJ Removal Specialists

Many people assume a CCJ will stay on their credit file for six years, but that isn’t always the case. Whether it can be removed depends on factors such as how the judgment was obtained, whether court papers were sent to the correct address, and whether the claimant is willing to agree to a Consent Order. We offer a free assessment to help determine the most appropriate option for your circumstances.

Once you discover that you have a CCJ you need to act promptly. You can apply to the court by completing an N244 Application Notice to have a CCJ set-aside and the Court Fee is £275.00. However this is not always the best course of action as you need to decide if you are happy to pay the judgment debt or if you are disputing it. Also by submitting the N244 to the court, this will result in a court hearing, that you will need to attend, more likely in person and if you are NOT disputing the debt then this is the incorrect process.

If you are disputing the debt then it is important that when the N244 is submitted this is supported by a well drafted defence, also not to receive court papers/ the claim form, is NOT a defence to the claim. To defend a claim you must have a substantive reason that you do not owe the money, and never did, or the value is incorrect etc. Any defence should clearly explain why you believe this is the case and evidence should also be submitted with the N244 Application Notice to support what you are alleging. As outlined, this will lead to a Court Hearing which you must attend and the claimant will also be asked to attend. Always beware that if you take this action and you are unsuccessful then you could be ordered to pay the claimants costs for dealing with your application, which could be £500-1000 if they instruct a Solicitor to act for them.

If you want to remove a CCJ, where the papers went to an incorrect or previous address and you DO NOT dispute the debt and you are willing to the pay the debt, this should be dealt with by way of a Consent Order. A Consent Order is a special legal agreement between you and the claimant that enables the court to remove the Judgement. The Consent Order explains the legal reasons why the Judgment should be set aside and that both parties agree to this Order. In most cases this is approved by the court and the Judgment is removed. The court fee for this process is £108.00. However, it is very important that the Consent Order is drafted correctly and presents all the facts ensuring that the court have all the information on which to make the order to remove the judgment.

Timescales can vary but for a Court Hearing to be listed you can be waiting 3-4 months, except London Courts where the wait is more than 6 months, and for some courts over a year. For a Consent Order service our average processing times are 3 months but it can take longer. These timescales are not our timescales but mainly the delays caused by HMCTS (His Majesty’s Court & Tribunal Service). Also some claimants take longer than others to respond and this also has an impact.

Our advice is that to remove a CCJ is not a “quick fix” and it does take some time to go through the process properly and anyone who promises a faster service than what we have outlined is not being transparent with you. There is a no quicker way to go through the process and no way of speeding it up. That said, it is of great value to make sure that this is done properly from the start to ensure that there are no additional delays as if your N244 Application or your Consent Order is drafted incorrectly then it will simply be rejected by the court and you will have to start again. The average response time for the court is at least 6-8 weeks. This is why it is imperative that you get some help with this process if you can.

The cost depends on the legal route available to you. A Consent Order currently has a court fee of £123, while an N244 Application costs £313. There may also be professional fees depending on the complexity of your case. Before you spend any money, we’ll explain the options available and advise which route is most appropriate.

The timescale depends on the type of application. A Consent Order typically takes around 12 weeks, while an N244 Application can take several months because a court hearing is usually required. We’ll explain the expected timescales before any work begins and keep you updated throughout the process.

We specialise exclusively in helping people remove County Court Judgments from their credit files. With over 15 years’ experience, thousands of enquiries handled and more than 1,000 customer reviews, we understand the legal processes involved in Consent Orders, N244 applications and judgments entered at the wrong address. Every enquiry starts with a free, confidential assessment so you know the best route before spending money on court fees.

Have you discovered that you have a CCJ you knew nothing about? Did you not receive the court papers? Were they sent to an old or wrong address? If so we can help, Call the team now for a free review of your case on 0161 711 1300  and get your CCJ Removed.

Yes. Private parking companies are one of the most common reasons people receive unexpected CCJs, often because court papers were sent to an old address. We regularly help clients assess whether a Consent Order or an N244 Application is the most appropriate route for removing a parking-related CCJ.

No. Many people successfully remove a CCJ without instructing a solicitor. CCJ Removal Services specialises in preparing Consent Orders and N244 applications, helping clients understand the legal process and ensuring the correct paperwork is submitted. We’ll recommend the most suitable option based on your individual circumstances.

Of course. You can view our Terms and Conditions by following THIS LINK (the page will open in a new tab on your browser).

NO – WE ARE NOT SOLICITORS and we are NOT REGULATED by the Solicitors Regulation Authority (SRA). We are a Paralegal Business and we are members of the Civil Mediation Council (CMC).

We hold Professional Indemnity Insurance of £1M. We assist clients in an Administrative Capacity Only. Our team is made up of ONLY either Qualified or Experienced Paralegals. We can provide you legal assistance as a litigation friend. We cannot go on the Court Records and you will remain a Litigant in Person (LIP) throughout your case. We can arrange Court representation for you via a Regulated third party Court Advocacy Provider, Barristers Chambers or a Barrister directly. We can help you to complete court paperwork, assist you with drafting documents and guide you through the Court process. You do not need to use a Solicitor for this type of service as they are usually significantly more expensive. We pride ourselves on providing an excellent service at an affordable cost and always do our best to exceed clients expectations. You cannot make a complaint about us to the Law Society, The Legal Ombudsman or the SRA as we are not regulated and fall outside of their jurisdiction. If you have any questions about our service and how we work we welcome you to contact us so we can explain in full and email you full details of our services.

NO – We are NOT Conducting Litigation; we provide Legal Advice and Mechanical Administrative Support with your case. You will remain a Litigant in Person throughout your case. We can arrange Court Representation for you via a Regulated third party, either a Court Advocacy Provider, Barristers Chambers or Barrister Directly.