Call now to remove your CCJ 0161 711 1300
CCJ Advice Blog

Removing a CCJ: N244 forms

Navigating the complexity of N244 forms when removing a CCJ from your credit record

The intricacies of N244 forms — a formality in removing a County Court Judgement (CCJ) from your credit record— while it might appear simple and straightforward is anything but.

In the realm of personal finance, few things are as disheartening as discovering a County Court Judgment (CCJ) on your credit record. A CCJ can severely impact your ability to secure loans, mortgages, car insurance and even certain jobs. Sometimes CCJs can appear on your record with you being aware that they have been issued, for example with CCJs relating to parking tickets.

However, there is a process to have a CCJ removed from your credit record, involving the completion and submission of an N244 form. While the possibility of clearing your record is encouraging, the complexity of the N244 form can be daunting. This is where the assistance of an expert can prove invaluable.

Understanding the N244 Form

The N244 form is an official document used in the UK to apply to the court to set aside or vary a judgment or order.

For those seeking to remove a CCJ from their credit record, the form must be meticulously completed and accurately reflect the applicant’s circumstances and reasons for seeking the judgment’s removal. This process is not straightforward, and any errors or omissions can result in the rejection of the application.

Why Is the N244 Form Challenging?

  1. Technical Language: The N244 form is laden with legal jargon and technical terms that can be confusing to those not well-versed in legal matters.
  2. Detailed Information Requirement: The form requires comprehensive details about the judgment, the reasons for disputing it, and any evidence to support the application. Gathering and presenting this information correctly is crucial.
  3. Procedural Complexity: The process of filing the form involves multiple steps, including paying a fee, possibly attending a court hearing, and understanding procedural nuances that can affect the outcome of the application.
  4. High Stakes: Given that a CCJ significantly impacts credit ratings and financial standing, the pressure to get everything right can be overwhelming.
  5. Potential Rejection: Incorrectly completed forms or insufficient supporting evidence can lead to the application being denied, prolonging the financial strain caused by the CCJ.

Our team of experts can help you assess, and remove a CCJ, part of which is takiing over the forms required (including the N244) form. Reach out to us for a free assessment – there’s no risk.

Luke Memory F.Inst.Pa, Director of External Affairs at CCJ Removal Services CIC

The role of a CCJ expert

Given these challenges, seeking professional help when completing an N244 form is highly advisable. Here are five compelling reasons to consider:

  • Expertise in Legal Jargon: Professionals, such as solicitors or legal advisors, are familiar with the technical language and requirements of the form, ensuring that it is completed accurately.
  • Thorough Review of Details: Experts can meticulously review and organize the necessary details and evidence, presenting a strong case for the removal of the CCJ.
  • Guidance Through the Process: Professionals can guide applicants through each step of the process, from filling out the form to attending any required court hearings, reducing the stress and potential for errors.
  • Increased Chances of Success: With a deep understanding of the legal system and procedural requirements, experts can significantly increase the likelihood of a successful application.
  • Time and Stress Management: Handling the process alone can be time-consuming and stressful. Professionals can manage the bulk of the work, allowing applicants to focus on their daily lives without undue burden.

The N244 form represents a pathway to financial relief and the potential restoration of your credit record. However, its complexity should not be underestimated.

The assistance of a knowledgeable professional can transform a daunting task into a manageable one, ensuring that your application stands the best chance of success. If you find yourself facing the challenge of removing a CCJ from your credit record, consider enlisting the help of an expert to navigate the process with confidence and competence.

If you need help with your CCJ, please reach out to us.
You can call our team on 0161 711 1300 to get a free review of your CCJ.

Start your CCJ Removal

For the fastest service, call us on 0161 711 1300 OR complete the form below

Blog Contact Form

The form that appears in the sidebar of the blog pages

*Free Review/Case Assessment Terms
To provide a Free Case Assessment we will use our best endeavours to assess your case. Solely based on the information provided by you in our initial call we will try to establish if you have legal grounds to ask the court to Set Aside your Judgment (remove a CCJ). However, there are occasions where a case can be too complex or of too high value for us to do this and in such circumstances, we will advise that we can instruct a fully qualified Barrister to provide a written legal opinion at a fixed upfront cost. This is an essential component of our service as we are licensed by the Bar Standards Board and this enables us to provide clients with access to high quality professional legal advice at a reasonable cost. In such cases the Barristers opinion becomes your property, and you are not obliged to continue with any further services from CCJ Removal Services C.I.C.. The Barristers opinion will be offered to ensure that we are always giving clients the best advice from the first enquiry that they have made with CCJ Removal Services C.I.C.. There may also be circumstances where we have provided a Free Case Assessment and further information about the case is discovered after we have started the work. This also may dictate that we must then instruct a Barrister to provide a written legal opinion to ensure that you are taking the correct course of action and to protect you from becoming liable for the claimants costs.

CCJ Removal Services C.I.C.

Company Registration Number: 14104820
Registered Office:16 Upper Woburn Place, London, Greater London, WC1H 0AF

Terms & Conditions
Privacy Policy

CCJ Removal Services C.I.C Registration number 14104820 are a Not for Profit, Community Interest Company, we are not solicitors and we are not regulated by the Solicitors Regulation Authority (SRA). We are regulated by the Office of the Regulator of Community Interest Companies .We are members of the Institute of Paralegals (IOP) and the Civil Mediation Council (CMC). We hold Professional Indemnity Insurance of £1M and we are Licensed by the Bar Standards Board (BSB) to Instruct Barristers. We can assist clients in the process of removing a CCJ and can assist you in dealing with the claimant and the court service on your behalf. Our team is made up of either qualified or experienced paralegals who we employ as case workers. . You will remain a Litigant in Person (LIP) throughout your case. We can arrange Court representation for you via a Regulated third party court advocacy provider, Barristers Chambers or a Barrister directly. We can assist you to complete court paperwork, and assist you to draft legal documents. We will advise and guide you through the court process. We pride ourselves on providing an excellent service at an affordable cost and we will always do our best to exceed clients expectations. You cannot make a complaint about us to the Law Society, The Legal Ombudsman or the SRA as we are not regulated and fall outside of their jurisdiction. You can complain about a Regulated Barrister to the Bar Standards Board (BSB), if you are unhappy with the service that they have provided. If you have any questions about our service and how we work we welcome you to contact us so we can explain in full and email you full details of our services. Any complaints about our service would need to be referred to the Office of the Regulator of Community Interest Companies However we will do all we can to resolve any complaints before this becomes necessary.