Multiple County Court Judgments can feel overwhelming — especially when they are all issued by the same claimant.

This case study highlights how CCJ Removal Services successfully helped a client remove three separate CCJs, all pursued through DCB Legal Ltd, by taking swift action, negotiating effectively, and persistently progressing matters until all three were set aside.

Background: Three Judgments from the Same Claimant

We were instructed on 09 April 2025 in relation to three separate County Court Judgments, all issued by the same claimant and pursued through DCB Legal Ltd.

Because the matters were issued by the same entity and involved overlapping circumstances, we agreed a bespoke reduced fee to manage all three cases together — ensuring cost efficiency for the client.

Naturally, the client was concerned about:

• The severe impact of three CCJs on his credit file

• Difficulty obtaining finance or a mortgage

• Potential enforcement action

• Long-term financial consequences

Immediate, coordinated action was required.

Identifying the Root Cause: Postal Issues

The file was assigned to our case handler on 10 April 2025.

After taking detailed instructions, it became clear that the client had experienced postal issues at the address of service, which explained why he had not received the original Court paperwork.

This is a common issue in CCJ cases. If you do not receive the claim form, you are denied the opportunity to defend or respond — often resulting in default judgment.

Once we established the cause of non-receipt, we moved quickly to prepare the necessary legal documents.

Drafting Witness Statements and Proposing Consent & Tomlin Orders

We drafted detailed Witness Statements explaining:

• The postal issues at the service address

• The reason for non-receipt of proceedings

• The prompt action taken once the judgments were discovered

On 11 April 2025, just two days after instruction, we formally presented all three matters to DCB Legal Ltd by way of:

• Proposed Consent Orders

• Proposed Tomlin Orders (where appropriate)

Our goal was to secure agreement to set aside all three judgments without the need for contested hearings.

Persistent Negotiation with DCB Legal Ltd

Although it took time to receive a substantive response from DCB Legal Ltd, we maintained consistent and proactive communication.

We:

• Followed up regularly

• Chased for updates

• Continued negotiations professionally

• Ensured none of the cases stalled

Our persistence paid off.

Agreement was ultimately reached in all three matters.

This was a critical breakthrough.

Filing All Three Applications with the Court

As soon as the signed Orders were received, we:

• Prepared the full supporting documentation

• Finalised the application bundles

• Ensured accuracy and completeness

• Filed all three applications with the Court by 30 May 2025

Handling three concurrent applications requires organisation and precision. Our structured process ensured everything was submitted correctly and without delay.

Monitoring Progress and Chasing the Court

Filing is only part of the process. We continued to actively manage the cases by:

• Monitoring Court progress

• Chasing for updates

• Ensuring the applications were progressing through the system

On 23 June 2025, we were advised that all three matters had been referred to a Judge for review.

All Three Judgments Set Aside

In mid to late August 2025, the Court ordered that all three judgments be set aside.

This meant:

• All three CCJs were removed

• The judgments were no longer enforceable

• The client’s credit file could be restored

• The financial impact of three defaults was eliminated

From instruction to resolution, the entire matter concluded in just over four months.

Timeline Overview

Key dates:

• 09 April 2025 – Client instructs CCJ Removal Services

• 10 April 2025 – Case assigned

• 11 April 2025 – Consent and Tomlin Orders proposed

• 30 May 2025 – All three applications filed with the Court

• 23 June 2025 – Cases referred to Judge

• Mid–Late August 2025 – All three CCJs set aside

Despite delays in receiving responses from the claimant’s solicitors, our prompt drafting and persistent follow-up ensured success.

Why This Case Was Successful

1. Rapid Action

We presented proposals within 48 hours of instruction.

2. Clear Evidence

Witness Statements clearly explained the postal service issues.

3. Strategic Use of Consent & Tomlin Orders

Using appropriate legal mechanisms strengthened negotiations.

4. Persistence

Consistent chasing ensured progress across all three matters.

5. Coordinated Case Management

Handling three cases simultaneously required careful organisation and legal precision.

Multiple CCJs? You May Still Have Options

Having more than one CCJ does not mean removal is impossible.

Common reasons for multiple judgments include:

• Address or postal issues

• Failure to receive claim forms

• Administrative errors

• Claims issued close together

With the right legal strategy, even multiple judgments can be successfully set aside.

How We Help Clients with Multiple CCJs

At CCJ Removal Services, we:

• Assess each case individually

• Negotiate directly with claimant solicitors

• Draft detailed Witness Statements

• Prepare Consent or Tomlin Orders

• File court applications

• Manage the process from start to finish

Where multiple cases arise from the same claimant, we may agree tailored fee arrangements to ensure fairness and value.

Another Successful Multi-CCJ Outcome

This case demonstrates that even three separate CCJs can be removed with the right approach.

Despite delays in securing agreement from DCB Legal Ltd, our structured legal strategy, prompt drafting, and consistent follow-up resulted in all three judgments being set aside in just over four months.

Need Help Removing One or More CCJs?

Whether you have one CCJ or several, professional assistance can dramatically improve your chances of success.

Contact CCJ Removal Services today to discuss your situation and take the first step toward restoring your credit profile.