At CCJ Removal Service, we specialise in helping individuals remove County Court Judgments (CCJs) quickly and efficiently. This case study demonstrates how our Full Consent Order service helped a client successfully set aside a CCJ obtained by PDC Law, restoring their peace of mind and protecting their credit profile. Our expertise in ccj set aside cases ensures a smooth process.

Understanding the ccj set aside process can greatly reduce the stress associated with a CCJ.

It’s essential to explore options like a ccj set aside to protect your financial future.

If you’ve discovered a CCJ on your credit file—especially one relating to service charge arrears or residential management disputes—this real-life example shows how professional support can make all the difference in setting aside a CCJ.

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Background: Client Instructs Us After Being Pursued by PDC Law

The ccj set aside process can alleviate your concerns about creditworthiness.

On 22 August 2025, our client instructed us through our Full Consent Order service, paying our fixed fee of £599.00. They had been pursued by PDC Law, acting on behalf of a residential management company, for alleged service charge arrears.

The existence of the County Court Judgment had caused the client significant concern. Like many individuals in similar situations, they were worried about:

• Damage to their credit score
• Difficulty obtaining finance, mortgages, or tenancy agreements
• The long-term financial consequences of an unresolved CCJ

Our client wanted a fast, professional resolution—and that’s exactly what we delivered.

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Case Assignment and Initial Review

The matter was formally assigned to our case handler on 28 August 2025.

Understanding the CCJ Set Aside Process

Being informed about how to initiate a ccj set aside is crucial for a successful outcome.

We immediately began by:

• Reviewing the court judgment and case documentation
• Speaking with the client to obtain full background details
• Gathering supporting evidence relevant to the claim
• Assessing whether a Consent Order was the appropriate route

Our experience in negotiating with claimant solicitors allowed us to quickly identify the best strategy for achieving a successful outcome.

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Presenting the Case to the Claimant’s Solicitors

On 02 September 2025, we formally presented the case to the claimant’s solicitors.

Our objective was clear:

• Seek agreement to set aside the CCJ by way of Consent Order
• Negotiate a mutually acceptable settlement
• Protect the client’s interests throughout the process

Consent Orders are often the most efficient way to remove a CCJ, as they avoid contested court hearings and significantly reduce delays.

However, as is often the case, the claimant’s solicitors did not respond immediately.

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Persistent Follow-Up and Negotiation

One of the key reasons clients choose CCJ Removal Service is our persistence.

While the claimant’s solicitors were slow to provide a substantive response, we:

• Maintained consistent follow-up communications
• Proactively chased for updates
• Continued negotiations professionally and strategically
• Ensured the matter did not stall unnecessarily

This persistence proved critical.

Eventually, our continued engagement resulted in the claimant’s solicitors actively negotiating a settlement arrangement.

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Successful Agreement and Signed Consent Order

Following negotiations, we successfully agreed settlement terms acceptable to both parties.

On 07 November 2025, the signed Consent Order was returned to us.

This was a crucial milestone because the Consent Order formally confirmed that both parties agreed to request the Court to set aside the judgment.

Our team immediately took the next steps to avoid delays.

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Preparing and Filing the Court Application

Upon receiving the signed Consent Order, we promptly:

• Prepared the full court application bundle
• Drafted the formal Consent Order documentation
• Compiled all supporting evidence
• Filed the application with the Court on 13 November 2025

Our attention to detail ensured the application met all court requirements, reducing the risk of rejection or delay.

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The ccj set aside agreement was a vital step towards restoring the client’s credit profile.

Each successful ccj set aside case reinforces the importance of timely legal intervention.

Court Orders the Judgment Set Aside

On 18 December 2025, the Court issued its decision:

The County Court Judgment was officially set aside.

This meant:

Filing for a ccj set aside should be approached with diligence and care.

• The CCJ was removed from the client’s record
• The judgment was no longer enforceable
• The client’s credit file could be corrected
• The client could move forward financially without the burden of the CCJ

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Timeline Summary: Fast and Effective Resolution

From instruction to resolution, the entire process took just under four months.

Key dates:

• 22 August 2025 – Client instructs CCJ Removal Service
• 28 August 2025 – Case assigned and reviewed
• 02 September 2025 – Case presented to claimant solicitors
• 07 November 2025 – Signed Consent Order received
• 13 November 2025 – Application filed with Court
• 18 December 2025 – Court sets aside the CCJ

Despite delays from the claimant’s solicitors, our proactive approach ensured steady progress and a successful outcome.

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Why This Case Was Successful

Several factors contributed to this successful CCJ removal:

1. Early Professional Intervention

The client sought expert help quickly, allowing us to act before further complications arose.

2. Strategic Negotiation

Securing a ccj set aside can lead to better mortgage opportunities in the future.

We negotiated directly with the claimant’s solicitors to secure agreement for a Consent Order.

3. Persistent Follow-Up

We maintained regular communication to prevent unnecessary delays.

4. Expert Application Preparation

Our detailed and accurate application ensured smooth processing by the Court.

5. Proven Legal Process

Using the Consent Order route avoided contested hearings and simplified the process.

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The Importance of Removing a CCJ Quickly

A County Court Judgment can severely impact your financial future, including:

• Reduced credit score
• Mortgage application rejections
• Loan and credit card refusals
• Difficulty renting property
• Increased interest rates

Removing a CCJ as soon as possible helps restore your financial standing and future opportunities.

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How Our Full Consent Order Service Helps

Our Full Consent Order service includes:

• Full case assessment
• Contact and negotiation with claimant solicitors
• Drafting of Consent Orders
• Preparation of court application bundle
• Filing documents with the Court
• Managing the process from start to finish

We handle everything so you don’t have to deal with complex legal procedures yourself.

Understanding the ccj set aside procedure can significantly impact your financial recovery.

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Another Successful Outcome for Our Client

This case demonstrates our commitment to achieving positive outcomes—even when claimant solicitors are slow to respond.

Through persistence, negotiation, and expert handling, we successfully removed our client’s CCJ and helped them move forward with confidence.

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Need Help Removing a CCJ?

If you’ve discovered a CCJ on your credit file, don’t ignore it. In many cases, it can be removed through a Consent Order or set aside application.

Contact CCJ Removal Service today to find out how we can help you remove your CCJ quickly and professionally.

Start your CCJ removal today and take the first step toward restoring your credit profile.

 

The court’s decision to grant a ccj set aside ultimately changed the client’s financial trajectory.

Choosing a professional service for your ccj set aside needs can simplify the process.

With the right guidance, the ccj set aside process can be straightforward.

We assist clients in navigating the ccj set aside intricacies to ensure success.

A successful ccj set aside can result in restored peace of mind for our clients.

Taking the first step towards a ccj set aside can help you regain control of your finances.